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How to Reduce Your PMT Score Before Next Payment – Secure Your September 2025 BISP Installment

The Benazir Income Support Programme (BISP) helps millions of families, but many beneficiaries face disqualification due to a high PMT score. If your score is above the limit, you may not receive the next installment. This article explains how to reduce your PMT score before the next payment and keep your eligibility active.

غریب اور مستحق خاندان اکثر اپنے PMT اسکور کی وجہ سے مشکلات کا شکار ہو جاتے ہیں۔ یہ اسکور حکومت کی جانب سے آپ کی مالی حالت اور اثاثوں کی بنیاد پر طے کیا جاتا ہے۔ اگر آپ چاہتے ہیں کہ آپ کا نام آنے والی قسط میں شامل ہو تو لازمی ہے کہ آپ اپنی معلومات درست رکھیں اور غیر ضروری ریکارڈ کو فوری طور پر اپ ڈیٹ کریں۔

What is the PMT Score in BISP?

The Proxy Means Test (PMT) score is a system used to evaluate the economic condition of families. It checks income, assets, and lifestyle indicators to decide eligibility for BISP 8171 payments.

  • Families with low PMT scores get cash assistance.
  • Families with a high PMT score are disqualified.

The government uses data from NADRA, banks, property records, and electricity bills to calculate this score.

Why You Need to Lower Your PMT Score Before Next Payment

If your PMT score increases, you may lose the September 2025 BISP installment of Rs. 13,500. Lowering your score is important for:

  • Continued eligibility in BISP 8171.
  • Avoiding disqualification notices.
  • Securing financial support for your family’s future.

Steps to Reduce Your PMT Score Before Next Payment

1. Update NADRA Records

Make sure your family records in NADRA are correct. Remove any unnecessary dependents or wrong entries that can increase your PMT score.

2. Avoid High Utility Bills

Electricity and gas bills directly affect your score. Keep your monthly usage low to avoid appearing as financially stable.

3. Do Not Register Expensive Assets

If you buy a car, land, or property in your name, it will increase your PMT score. Keep all luxury assets out of your registration if possible.

4. Correct Banking Information

Large transactions in your bank account may be seen as income. Keep your bank usage limited to essential needs.

5. Submit Correct Data in BISP Survey

If you filled in the wrong details during the NSER survey, update them at the BISP office. Incorrect data can increase your score unnecessarily.

Common Mistakes That Increase PMT Score

  • Using commercial electricity meters.
  • Registering luxury vehicles under your name.
  • Having multiple SIMs with high balance usage.
  • Showing higher monthly income in surveys.

Avoiding these mistakes will help reduce your score before the next installment.

Government Guidelines for Beneficiaries

The government has already announced that only families under a certain PMT score will remain in the program. Beneficiaries are advised to:

  • Visit the nearest 8171 BISP office.
  • Check their eligibility before the next installment.
  • Make sure their records are clean and updated.

Conclusion

Reducing your PMT score before the next payment is the only way to stay eligible for the September 2025 BISP installment. By updating NADRA records, avoiding unnecessary assets, and keeping your bills low, you can secure your family’s support. Always check your eligibility through the 8171 web portal or SMS service to avoid surprises.

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