Punjab Announces 3 Marla Plot Scheme 2025 – Apply Now for Rs. 18–25 Lakh Housing Opportunity Before Deadline
The Government of Punjab has opened applications for the Apni Zameen Apna Ghar Punjab Scheme September 2025. Under this scheme, citizens can apply for 3 Marla residential plots worth Rs. 18 to 25 lakh at affordable payment plans. This initiative is a golden opportunity for middle-class and low-income families who have long dreamed of owning a house in Punjab.
یہ سکیم ان خاندانوں کے لیے شروع کی گئی ہے جو برسوں سے کرائے کے مکانوں میں رہ رہے ہیں اور اپنی ذاتی چھت کا خواب پورا کرنا چاہتے ہیں۔ حکومت پنجاب نے عوام کو آسان قسطوں پر پلاٹ فراہم کرنے کا اعلان کیا ہے تاکہ ہر شہری کے پاس اپنی ذاتی زمین اور گھر ہو۔
Key Features of Apni Zameen Apna Ghar Punjab Scheme
The scheme is designed to provide affordable housing solutions to deserving families. Below are some of the main highlights:
- 3 Marla plots available across major cities of Punjab
- Plot worth between Rs. 18 to 25 lakh depending on the location
- Easy installment plans with flexible payments
- Reserved quota for low-income families, government employees, and widows
- Transparent application and verification process
Eligibility Criteria
To apply for the scheme, applicants must fulfill the following conditions:
- Must be a citizen of Punjab with valid CNIC
- Should not already own a house or residential plot in their name
- Monthly income should fall under the low or middle-income bracket
- Preference given to widows, differently-abled citizens, and orphans
This ensures that only the deserving citizens benefit from the scheme and achieve the dream of owning a home.
Application Process – Step by Step
Applying for the scheme is a simple and transparent process.
Step 1: Collect Application Form
Visit the Punjab Housing & Town Planning Agency (PHATA) office or download the form from the official website.
Step 2: Fill the Form
Provide complete details including:
- Personal information
- CNIC number
- Income details
- Proof of residence
Step 3: Submit Documents
Attach required documents like:
- Copy of CNIC
- Income certificate
- Affidavit of not owning property
Step 4: Pay Processing Fee
Submit the nominal processing fee at the designated bank branch.
Step 5: Verification and Balloting
After verification, applicants will be shortlisted and final allotments will be made through computerized balloting.
Locations of 3 Marla Plots
The Apni Zameen Apna Ghar Punjab Scheme covers both urban and semi-urban areas. Plots will be available in:
- Lahore (outskirts)
- Multan
- Faisalabad
- Gujranwala
- Rawalpindi
- Sialkot
- Bahawalpur
This ensures that families across Punjab have access to affordable housing opportunities.
Payment Plan for 3 Marla Plots
Below is an estimated payment schedule for 3 Marla plots under the scheme:
| Location | Plot Size | Price Range (PKR) | Down Payment | Monthly Installment | Duration |
|---|---|---|---|---|---|
| Lahore (Outskirts) | 3 Marla | 22 – 25 Lakh | 3 Lakh | 20,000 – 25,000 | 5 Years |
| Multan | 3 Marla | 20 – 23 Lakh | 2.5 Lakh | 18,000 – 22,000 | 5 Years |
| Faisalabad | 3 Marla | 19 – 22 Lakh | 2.25 Lakh | 17,000 – 20,000 | 5 Years |
| Other Cities | 3 Marla | 18 – 21 Lakh | 2 Lakh | 15,000 – 18,000 | 5 Years |
This affordable installment plan makes it easier for families to manage payments without financial burden.
Why Apply Before the Deadline?
The scheme has a limited number of plots, and demand is already very high. Applicants who delay may lose their chance. By applying before the deadline in September 2025, families can secure their place in the scheme.
Benefits of the Scheme for Families
The Apni Zameen Apna Ghar Punjab Scheme is not just about plots; it’s about creating stability and security.
- Families will finally have a permanent residence
- Property value will appreciate over time
- Reduces dependence on rental houses
- Ensures a better future for children
This is why thousands of people are eagerly applying under the scheme.
Final Words
The Government of Punjab has taken a historic step through the Apni Zameen Apna Ghar Punjab Scheme. Offering 3 Marla plots worth Rs. 18–25 lakh with easy installments is a dream come true for countless families. Those who wish to benefit must apply immediately before the deadline. Owning a home is now possible for every deserving family in Punjab.
